Criar Proposta

Criar proposta

POST {{url_ambiente}}/{{version}}/quotation/proposal

Cria uma proposta (atualiza informações adicionais)

Headers

Request

{
    "identifier": "3a7d4d0f-905b-4abf-859d-8b1cebddb53a",
    "registerNumber": "100000",
    "operationCode": "CONSTRUCTION-EQUIPMENT-MULTIPLE-PERIL-PARTNER",
    "answers": [
        {
            "code": "DUE-DAY",
            "answer": "1"
        },
        {
            "code": "PAYMENT-METHOD",
            "answer": "CREDIT-CARD"
        },
        {
            "code": "INSURED-BIRTH-DATE",
            "answer": "1990-09-08T03:00:00.000Z"
        },
        {
            "code": "PAYMENT-INSTALLMENT-IDENTIFIER",
            "answer": "fab2abd1-88f3-40fe-b37f-0db0ed5ba9b5"
        },
        {
            "code": "PEP",
            "answer": "yes"
        },
        {
            "code": "PEP-NAME",
            "answer": ""
        },
        {
            "code": "PEP-PARENTING",
            "answer": ""
        }
    ]
}

Detalhamento request de proposta

Code: INSURED-BIRTH-DATE Type: date ❗ Obrigatório que esteja incluído no array (apenas se o segurado for Pessoa Fisica).

Pergunta usada para definir a data de nascimento do segurado.

Field: RegisterNumber

Tipo: text

❗ Campo Obrigatório.

Campo usado para definir qual o SusepNumber da corretora que está sendo cotada. Neste caso, o susep da corretora é "100000".

Code: PAYMENT-METHOD Type: text ❗ Obrigatório que esteja incluído no array.

Pergunta usada para definir o método de pagamento. Os possíveis valores para esta pergunta são:

  • CREDIT-CARD

    • Para o ambiente de homologação, é necessário que o valor do prêmio da cotação, campo "Total Value", seja um número par, para que seja possível obter sucesso no checkout.

  • TICKET

Code: DUE-DAY Type: integer ❗ Obrigatório que esteja incluído no array. (apenas quando o PAYMENT-METHOD for TICKET).

Pergunta usada para definir o dia de vencimento quando o PAYMENT-METHOD for TICKET (boleto).

Só é possivel envio do dia 1 ao dia 20.

Code: PAYMENT-INSTALLMENT-IDENTIFIER Type: guid ❗ Obrigatório que esteja incluído no array.

O guid que será enviado nesse campo é retornado no array de installments, no retorno do endpoint de criar cotação.

Code: PEP Type: string ❗ Obrigatório que esteja incluído no array quando for PESSOA FÍSICA.

Pergunta usada para definir se é uma pessoa exposta publicamente.

Respostas para PEP: NO: Não é publicamente exposta.

YES: É publicamente exposta.

RELATION: Relacionamento próximo.

Caso PEP for RELATION, é necessário o envio de mais duas perguntas, sendo elas:
Code: PEP-NAME
Type: string
❗ Obrigatório que esteja incluído no array.
Pergunta usada para definir o nome da pessoa com relação.
Code: PEP-PARENTING
Type: string
❗ Obrigatório que esteja incluído no array.
Pergunta usada para definir a relação da pessoa.

Opções de Envio:

- FATHER/MOTHER = Pai/Mãe
- SON/DAUGHTER = Filho/Filha
- SPOUSE = Cônjugue
- PARTNER = Companheiro/Companheira
- STEPSON = Enteado/Enteada
- OTHER = Outros

Response

{
    "item": {
        "quotationIdentifier": "fd553149-0a95-4c5b-b94d-e9377d099cf3",
        "status": "Draft",
        "proposal": {
            "number": "34990940670001",
            "date": "2023-05-23T00:00:00Z",
            "acceptanceUrl": "",
            "documentUrl": ""
        },
        "pricing": [
            {
                "variantIdentifier": "3aabec8a-45ca-433a-9954-e6ae7853d299",
                "underwriting": {
                    "approved": true,
                    "evaluations": []
                },
                "price": {
                    "commission": 1964.84,
                    "grievanceDiscount": 0.0,
                    "itemValue": 1000000.0,
                    "netValue": 9824.21,
                    "interestValue": 0.0,
                    "taxValue": 725.03,
                    "totalValue": 10549.24,
                    "policyLimit": 1060000.0,
                    "rates": [
                        {
                            "code": "DAMAGE-COVERAGE",
                            "description": "Danos à bike",
                            "limit": 1000000.0,
                            "netValue": 6719.57,
                            "deductible": {
                                "code": "DEFAULT",
                                "text": "10% dos prejuízos indenizáveis com o mínimo de 1,5% do valor do equipamento",
                                "description": "10% dos prejuízos indenizáveis com o mínimo de 1,5% do valor do equipamento"
                            }
                        },
                        {
                            "code": "THEFT-COVERAGE",
                            "description": "Roubo e/ou furto qualificado",
                            "limit": 1000000.0,
                            "netValue": 2728.69,
                            "deductible": {
                                "code": "DEFAULT",
                                "text": "10% dos prejuízos indenizáveis com o mínimo de 1,5% do valor do equipamento",
                                "description": "15% dos prejuízos indenizáveis com o mínimo de 2,5% do valor do equipamento"
                            }
                        },
                        {
                            "code": "ELECTRICAL-DAMAGE-COVERAGE",
                            "description": "Danos elétricos",
                            "limit": 70000.0,
                            "netValue": 212.23,
                            "deductible": {
                                "code": "DEFAULT",
                                "text": "10% dos prejuízos indenizáveis com o mínimo de 1,5% do valor do equipamento",
                                "description": "10% dos prejuízos indenizáveis com o mínimo de 1,5% do valor do equipamento"
                            }
                        },
                        {
                            "code": "LOSS-RENT-COVERAGE",
                            "description": "Perda de Aluguel",
                            "limit": 30000.0,
                            "netValue": 81.86,
                            "deductible": {
                                "code": "DEFAULT",
                                "text": "10% dos prejuízos indenizáveis com o mínimo de 1,5% do valor do equipamento",
                                "description": "5 dias"
                            }
                        },
                        {
                            "code": "PAYMENT-THIRD-PARTIES-COVERAGE",
                            "description": "Pagamento de Aluguel a Terceiros",
                            "limit": 30000.0,
                            "netValue": 81.86,
                            "deductible": {
                                "code": "DEFAULT",
                                "text": "10% dos prejuízos indenizáveis com o mínimo de 1,5% do valor do equipamento",
                                "description": "5 dias"
                            }
                        }
                    ]
                },
                "payment": {
                    "financialType": "Charge",
                    "paymentOptions": [
                        {
                            "paymentMethod": "All",
                            "paymentType": "CreditCard",
                            "installments": [
                                {
                                    "identifier": "f14a0bfa-4bb3-4650-97df-9a2ccbbd7f4c",
                                    "number": 1,
                                    "commissionValue": 1964.84,
                                    "netValue": 9824.21,
                                    "interestValue": 0.0,
                                    "taxValue": 725.03,
                                    "totalValue": 10549.24,
                                    "installmentValue": 10549.24,
                                    "installmentInterest": 0.0,
                                    "installmentTax": 725.03,
                                    "dueDates": [
                                        "2023-06-01T00:00:00Z"
                                    ]
                                },
                                {
                                    "identifier": "22fd848b-b3dc-481b-9d6a-e9b51a44e525",
                                    "number": 2,
                                    "commissionValue": 1964.84,
                                    "netValue": 9824.21,
                                    "interestValue": 0.0,
                                    "taxValue": 725.03,
                                    "totalValue": 10549.24,
                                    "installmentValue": 5274.62,
                                    "installmentInterest": 0.0,
                                    "installmentTax": 362.52,
                                    "dueDates": [
                                        "2023-06-01T00:00:00Z",
                                        "2023-07-01T12:00:00Z"
                                    ]
                                },
                                {
                                    "identifier": "22fe57bf-996e-4c8a-8500-7c0b4b53e62b",
                                    "number": 3,
                                    "commissionValue": 1964.84,
                                    "netValue": 9824.21,
                                    "interestValue": 0.0,
                                    "taxValue": 725.03,
                                    "totalValue": 10549.24,
                                    "installmentValue": 3516.41,
                                    "installmentInterest": 0.0,
                                    "installmentTax": 241.68,
                                    "dueDates": [
                                        "2023-06-01T00:00:00Z",
                                        "2023-07-01T12:00:00Z",
                                        "2023-08-01T12:00:00Z"
                                    ]
                                },
                                {
                                    "identifier": "79d8da7a-fb6f-4333-8d6c-c625012bd469",
                                    "number": 4,
                                    "commissionValue": 1964.84,
                                    "netValue": 9824.21,
                                    "interestValue": 0.0,
                                    "taxValue": 725.03,
                                    "totalValue": 10549.24,
                                    "installmentValue": 2637.31,
                                    "installmentInterest": 0.0,
                                    "installmentTax": 181.26,
                                    "dueDates": [
                                        "2023-06-01T00:00:00Z",
                                        "2023-07-01T12:00:00Z",
                                        "2023-08-01T12:00:00Z",
                                        "2023-09-01T12:00:00Z"
                                    ]
                                },
                                {
                                    "identifier": "738da76b-b370-4a33-add0-11f6b71cc621",
                                    "number": 5,
                                    "commissionValue": 1964.84,
                                    "netValue": 9824.21,
                                    "interestValue": 0.0,
                                    "taxValue": 725.03,
                                    "totalValue": 10549.24,
                                    "installmentValue": 2109.85,
                                    "installmentInterest": 0.0,
                                    "installmentTax": 145.01,
                                    "dueDates": [
                                        "2023-06-01T00:00:00Z",
                                        "2023-07-01T12:00:00Z",
                                        "2023-08-01T12:00:00Z",
                                        "2023-09-01T12:00:00Z",
                                        "2023-10-01T12:00:00Z"
                                    ]
                                },
                                {
                                    "identifier": "1c2f4934-2cf3-49d1-91ec-83567a4feb2d",
                                    "number": 6,
                                    "commissionValue": 1964.84,
                                    "netValue": 9824.21,
                                    "interestValue": 0.0,
                                    "taxValue": 725.03,
                                    "totalValue": 10549.24,
                                    "installmentValue": 1758.21,
                                    "installmentInterest": 0.0,
                                    "installmentTax": 120.84,
                                    "dueDates": [
                                        "2023-06-01T00:00:00Z",
                                        "2023-07-01T12:00:00Z",
                                        "2023-08-01T12:00:00Z",
                                        "2023-09-01T12:00:00Z",
                                        "2023-10-01T12:00:00Z",
                                        "2023-11-01T12:00:00Z"
                                    ]
                                },
                                {
                                    "identifier": "f8c9522d-8c96-4631-a364-3a0e64eba9c5",
                                    "number": 7,
                                    "commissionValue": 1964.84,
                                    "netValue": 9824.21,
                                    "interestValue": 0.0,
                                    "taxValue": 725.03,
                                    "totalValue": 10549.24,
                                    "installmentValue": 1507.03,
                                    "installmentInterest": 0.0,
                                    "installmentTax": 103.58,
                                    "dueDates": [
                                        "2023-06-01T00:00:00Z",
                                        "2023-07-01T12:00:00Z",
                                        "2023-08-01T12:00:00Z",
                                        "2023-09-01T12:00:00Z",
                                        "2023-10-01T12:00:00Z",
                                        "2023-11-01T12:00:00Z",
                                        "2023-12-01T12:00:00Z"
                                    ]
                                },
                                {
                                    "identifier": "9d5f6724-7bbe-4bf4-b47c-8745585f0d1e",
                                    "number": 8,
                                    "commissionValue": 1964.84,
                                    "netValue": 9824.21,
                                    "interestValue": 0.0,
                                    "taxValue": 725.03,
                                    "totalValue": 10549.24,
                                    "installmentValue": 1318.66,
                                    "installmentInterest": 0.0,
                                    "installmentTax": 90.63,
                                    "dueDates": [
                                        "2023-06-01T00:00:00Z",
                                        "2023-07-01T12:00:00Z",
                                        "2023-08-01T12:00:00Z",
                                        "2023-09-01T12:00:00Z",
                                        "2023-10-01T12:00:00Z",
                                        "2023-11-01T12:00:00Z",
                                        "2023-12-01T12:00:00Z",
                                        "2024-01-01T12:00:00Z"
                                    ]
                                },
                                {
                                    "identifier": "7c4857fe-2459-4b64-9343-44a872a5a0e2",
                                    "number": 9,
                                    "commissionValue": 1964.84,
                                    "netValue": 9824.21,
                                    "interestValue": 0.0,
                                    "taxValue": 725.03,
                                    "totalValue": 10549.24,
                                    "installmentValue": 1172.14,
                                    "installmentInterest": 0.0,
                                    "installmentTax": 80.56,
                                    "dueDates": [
                                        "2023-06-01T00:00:00Z",
                                        "2023-07-01T12:00:00Z",
                                        "2023-08-01T12:00:00Z",
                                        "2023-09-01T12:00:00Z",
                                        "2023-10-01T12:00:00Z",
                                        "2023-11-01T12:00:00Z",
                                        "2023-12-01T12:00:00Z",
                                        "2024-01-01T12:00:00Z",
                                        "2024-02-01T12:00:00Z"
                                    ]
                                },
                                {
                                    "identifier": "f1915552-a7a7-4dd1-9cee-d54c0a061271",
                                    "number": 10,
                                    "commissionValue": 1964.84,
                                    "netValue": 9824.21,
                                    "interestValue": 0.0,
                                    "taxValue": 725.03,
                                    "totalValue": 10549.24,
                                    "installmentValue": 1054.92,
                                    "installmentInterest": 0.0,
                                    "installmentTax": 72.5,
                                    "dueDates": [
                                        "2023-06-01T00:00:00Z",
                                        "2023-07-01T12:00:00Z",
                                        "2023-08-01T12:00:00Z",
                                        "2023-09-01T12:00:00Z",
                                        "2023-10-01T12:00:00Z",
                                        "2023-11-01T12:00:00Z",
                                        "2023-12-01T12:00:00Z",
                                        "2024-01-01T12:00:00Z",
                                        "2024-02-01T12:00:00Z",
                                        "2024-03-01T12:00:00Z"
                                    ]
                                }
                            ]
                        },
                        {
                            "paymentMethod": "Ticket",
                            "paymentType": "Ticket",
                            "installments": [
                                {
                                    "identifier": "80f592dc-162d-4eba-a98f-25751e9da9e9",
                                    "number": 1,
                                    "commissionValue": 1964.84,
                                    "netValue": 9824.21,
                                    "interestValue": 0.0,
                                    "taxValue": 725.03,
                                    "totalValue": 10549.24,
                                    "installmentValue": 10549.24,
                                    "installmentInterest": 0.0,
                                    "installmentTax": 725.03,
                                    "dueDates": [
                                        "2023-06-01T00:00:00Z"
                                    ]
                                },
                                {
                                    "identifier": "668c687b-5e57-4003-aa6d-eeb38ebdc1c3",
                                    "number": 2,
                                    "commissionValue": 1964.84,
                                    "netValue": 9824.21,
                                    "interestValue": 0.0,
                                    "taxValue": 725.03,
                                    "totalValue": 10549.24,
                                    "installmentValue": 5274.62,
                                    "installmentInterest": 0.0,
                                    "installmentTax": 362.52,
                                    "dueDates": [
                                        "2023-06-01T00:00:00Z",
                                        "2023-07-01T12:00:00Z"
                                    ]
                                },
                                {
                                    "identifier": "166f90eb-d47b-4bfe-9294-6b8b51998d52",
                                    "number": 3,
                                    "commissionValue": 1964.84,
                                    "netValue": 9824.21,
                                    "interestValue": 0.0,
                                    "taxValue": 725.03,
                                    "totalValue": 10549.24,
                                    "installmentValue": 3516.41,
                                    "installmentInterest": 0.0,
                                    "installmentTax": 241.68,
                                    "dueDates": [
                                        "2023-06-01T00:00:00Z",
                                        "2023-07-01T12:00:00Z",
                                        "2023-08-01T12:00:00Z"
                                    ]
                                },
                                {
                                    "identifier": "e87bbb03-13ce-4698-acbf-3008755b117f",
                                    "number": 4,
                                    "commissionValue": 1964.84,
                                    "netValue": 9824.21,
                                    "interestValue": 0.0,
                                    "taxValue": 725.03,
                                    "totalValue": 10549.24,
                                    "installmentValue": 2637.31,
                                    "installmentInterest": 0.0,
                                    "installmentTax": 181.26,
                                    "dueDates": [
                                        "2023-06-01T00:00:00Z",
                                        "2023-07-01T12:00:00Z",
                                        "2023-08-01T12:00:00Z",
                                        "2023-09-01T12:00:00Z"
                                    ]
                                },
                                {
                                    "identifier": "88060f40-70c4-4c46-9b56-bf1fdbd9c612",
                                    "number": 5,
                                    "commissionValue": 1964.84,
                                    "netValue": 9824.21,
                                    "interestValue": 0.0,
                                    "taxValue": 725.03,
                                    "totalValue": 10549.24,
                                    "installmentValue": 2109.85,
                                    "installmentInterest": 0.0,
                                    "installmentTax": 145.01,
                                    "dueDates": [
                                        "2023-06-01T00:00:00Z",
                                        "2023-07-01T12:00:00Z",
                                        "2023-08-01T12:00:00Z",
                                        "2023-09-01T12:00:00Z",
                                        "2023-10-01T12:00:00Z"
                                    ]
                                },
                                {
                                    "identifier": "5d857030-9c6f-42a7-bb11-b97f2abbc3fd",
                                    "number": 6,
                                    "commissionValue": 1964.84,
                                    "netValue": 9824.21,
                                    "interestValue": 0.0,
                                    "taxValue": 725.03,
                                    "totalValue": 10549.24,
                                    "installmentValue": 1758.21,
                                    "installmentInterest": 0.0,
                                    "installmentTax": 120.84,
                                    "dueDates": [
                                        "2023-06-01T00:00:00Z",
                                        "2023-07-01T12:00:00Z",
                                        "2023-08-01T12:00:00Z",
                                        "2023-09-01T12:00:00Z",
                                        "2023-10-01T12:00:00Z",
                                        "2023-11-01T12:00:00Z"
                                    ]
                                }
                            ]
                        }
                    ]
                }
            },
            {
                "variantIdentifier": "00000000-0000-0000-0000-000000000000",
                "price": {
                    "commission": 1964.84,
                    "grievanceDiscount": 0.0,
                    "netValue": 9824.21,
                    "interestValue": 0.0,
                    "taxValue": 725.03,
                    "totalValue": 10549.24,
                    "policyLimit": 1060000.0,
                    "rates": [
                        {
                            "code": "DAMAGE-COVERAGE",
                            "description": "Danos à bike",
                            "limit": 1000000.0,
                            "netValue": 6719.57,
                            "deductible": {
                                "code": "DEFAULT",
                                "text": "10% dos prejuízos indenizáveis com o mínimo de 1,5% do valor do equipamento",
                                "description": "10% dos prejuízos indenizáveis com o mínimo de 1,5% do valor do equipamento"
                            }
                        },
                        {
                            "code": "THEFT-COVERAGE",
                            "description": "Roubo e/ou furto qualificado",
                            "limit": 1000000.0,
                            "netValue": 2728.69,
                            "deductible": {
                                "code": "DEFAULT",
                                "text": "10% dos prejuízos indenizáveis com o mínimo de 1,5% do valor do equipamento",
                                "description": "15% dos prejuízos indenizáveis com o mínimo de 2,5% do valor do equipamento"
                            }
                        },
                        {
                            "code": "ELECTRICAL-DAMAGE-COVERAGE",
                            "description": "Danos elétricos",
                            "limit": 70000.0,
                            "netValue": 212.23,
                            "deductible": {
                                "code": "DEFAULT",
                                "text": "10% dos prejuízos indenizáveis com o mínimo de 1,5% do valor do equipamento",
                                "description": "10% dos prejuízos indenizáveis com o mínimo de 1,5% do valor do equipamento"
                            }
                        },
                        {
                            "code": "LOSS-RENT-COVERAGE",
                            "description": "Perda de Aluguel",
                            "limit": 30000.0,
                            "netValue": 81.86,
                            "deductible": {
                                "code": "DEFAULT",
                                "text": "10% dos prejuízos indenizáveis com o mínimo de 1,5% do valor do equipamento",
                                "description": "5 dias"
                            }
                        },
                        {
                            "code": "PAYMENT-THIRD-PARTIES-COVERAGE",
                            "description": "Pagamento de Aluguel a Terceiros",
                            "limit": 30000.0,
                            "netValue": 81.86,
                            "deductible": {
                                "code": "DEFAULT",
                                "text": "10% dos prejuízos indenizáveis com o mínimo de 1,5% do valor do equipamento",
                                "description": "5 dias"
                            }
                        }
                    ]
                },
                "payment": {
                    "financialType": "Charge",
                    "paymentOptions": [
                        {
                            "paymentMethod": "All",
                            "paymentType": "CreditCard",
                            "installments": [
                                {
                                    "identifier": "d2da28ca-61f9-4000-918c-f936862b5454",
                                    "number": 1,
                                    "commissionValue": 1964.84,
                                    "netValue": 9824.21,
                                    "interestValue": 0.0,
                                    "taxValue": 725.03,
                                    "totalValue": 10549.24,
                                    "installmentValue": 10549.24,
                                    "installmentInterest": 0.0,
                                    "installmentTax": 725.03,
                                    "dueDates": [
                                        "2023-06-01T00:00:00Z"
                                    ]
                                },
                                {
                                    "identifier": "c6468fe2-c8b4-4aea-8da4-82cb311e7ef0",
                                    "number": 2,
                                    "commissionValue": 1964.84,
                                    "netValue": 9824.21,
                                    "interestValue": 0.0,
                                    "taxValue": 725.03,
                                    "totalValue": 10549.24,
                                    "installmentValue": 5274.62,
                                    "installmentInterest": 0.0,
                                    "installmentTax": 362.52,
                                    "dueDates": [
                                        "2023-06-01T00:00:00Z",
                                        "2023-07-01T12:00:00Z"
                                    ]
                                },
                                {
                                    "identifier": "ef5cadff-1152-4ca3-b0ca-49253ff22601",
                                    "number": 3,
                                    "commissionValue": 1964.84,
                                    "netValue": 9824.21,
                                    "interestValue": 0.0,
                                    "taxValue": 725.03,
                                    "totalValue": 10549.24,
                                    "installmentValue": 3516.41,
                                    "installmentInterest": 0.0,
                                    "installmentTax": 241.68,
                                    "dueDates": [
                                        "2023-06-01T00:00:00Z",
                                        "2023-07-01T12:00:00Z",
                                        "2023-08-01T12:00:00Z"
                                    ]
                                },
                                {
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                }
            }
        ]
    },
    "success": true,
    "executed": "2023-05-25T20:52:49.0805476Z"
}

Explicando campos de retorno

Diferente do Response de Cotação, o de proposta possui um campo a mais logo após o "Status", que seria o proposal:

"proposal": {
            "number": "34990940670001",
            "date": "2023-05-23T19:09:27.6820058Z",
            "acceptanceUrl": "",
            "documentUrl": ""
        }

Field: number Type: text

Número da proposta.


Field: date Type: date

Data que a proposta foi criada.


Field: acceptanceUrl Type: text

Link para enviar fotos e realizar checkout.


Field: documentUrl Type: text

Link do documento da proposta.

Last updated